He has been advising clients on health insurance for over 45 years. He studied Insurance Administration at the University of Texas (B.B.A. 1974), followed by a Master’s in Economics from the London School of Economics (M.Sc. 1976). Back in Panama, he worked for several years with Mutual and United of Omaha, my family's insurance brokerage firm, moved to the US and spent five years working in Seattle and Vancouver. Returned to Panama in 1992, and headed two multinational insurance companies.  Now I use all that experience to advise and find solutions to the needs of my clients who seek the best possible "value for money" insurance protection to face serious and unexpected losses and medical expenses.